Social Security beneficiaries should note the upcoming changes to the regular payment schedule in September. Typically, the Social Security Administration (SSA) delivers five rounds of payments to SSI recipients, retired workers, survivors, and disabled individuals every month. However, this month there will be only four rounds of payments due to some payment dates falling on weekends. Additionally, SSI recipients received their September benefits in advance on August 30th.
Schedule Changes
This month, only SSI recipients—low-income seniors above 65 years old, disabled people, and children—will not receive payments. This ensures that beneficiaries receive their payments before the start of the following month, minimizing potential delays. This schedule change will also occur in December, with the last payment of the year moved to December 29th. Here are the upcoming payment dates:
- Thursday, August 1
- Friday, August 30 (for September)
- Tuesday, October 1
- Friday, November 1
- Friday, November 29 (for December)
Monthly Benefits
Millions of Americans depend on Social Security payments after years of work and contributions. These payments vary depending on several factors, including income and type of claim. The allowable earnings limit is $2,000 for individuals and $3,000 for couples, which helps determine eligibility and the amount received each month.
For instance:
- Single individuals receive $943 per month.
- Couples receive $1,415 per month.
- Essential Persons (EP) may receive an additional $472 per month if they meet SSA standards.
These payments provide a basic subsistence for individuals who have contributed to the Social Security system during their working years.
Other Social Security Benefits
In addition to SSI benefits, recipients may also qualify for Social Security Disability Insurance (SSDI). However, to receive both SSI and SSDI benefits, candidates must meet specific requirements. SSDI is based on employment history and pays benefits to those with disabilities who have worked long enough and paid Social Security taxes. On the other hand, SSI is based on age, income, and resource thresholds, without requiring a work history.
To be eligible for SSDI, you need to meet age, disability, and work history criteria. Use the Benefits Eligibility Screening Tool to determine your eligibility for SSDI. If eligible, your children and spouse or former spouse may also qualify for benefits. You can apply for SSDI online, by phone, or in person. Once your application is approved, there is a five-month waiting period before you start receiving benefits.
Understanding these changes and potential benefits can help beneficiaries maximize their Social Security payments and manage their finances more effectively.
FAQs
Why are Social Security payments changing in September?
Payments are rescheduled due to some dates falling on weekends.
When will the last Social Security payment for December be made?
The last payment for December will be on December 29th.
How much do single SSI recipients receive monthly?
Single recipients receive $943 per month.
Can I receive both SSI and SSDI benefits?
Yes, if you meet the eligibility requirements for both programs.
How can I determine my eligibility for SSDI?
Use the Benefits Eligibility Screening Tool to check your SSDI eligibility.