Payments of up to $3,822 for SSDI and $1,415 for SSI in September – Know how to apply for disability benefits 

Applying for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) can be a lifeline for individuals with disabilities. However, the application process can be complex and time-consuming, often taking months before a decision is made. Here’s what you need to know about applying for these benefits, including when you can expect payments in September and how much you might receive.

Importance

If you have a disability that prevents you from working, you may qualify for SSDI or SSI. It’s crucial to apply as soon as your disability impacts your ability to work. While the Social Security Administration (SSA) typically takes several months to process applications, those with qualifying conditions under the Compassionate Allowances Program may have their cases expedited.

September Payments

Knowing when you’ll receive your payments is essential for budgeting. September 2024 holds specific dates when SSDI and SSI payments will be distributed:

• SSI Payments: SSI payments are typically made on the first of each month. However, the SSI payment for September has been moved to August 30, 2024. This scheduling quirk means that while you may receive two payments in August, you’ll still receive the same total of 12 payments for the year.
• SSDI Payments: SSDI payments depend on the recipient’s birthdate and other factors:
  • September 3: Payment for those on both Social Security and SSI, and for those who began receiving Social Security before May 1997.
  • September 11: Payment for those with birthdays from the 1st to the 10th.
  • September 18: Payment for those with birthdays from the 11th to the 20th.
  • September 25: Payment for those with birthdays from the 21st to the 31st.

Payment Amounts

The amount you receive depends on various factors, including your work history (for SSDI) and financial need (for SSI).

• SSDI Maximum Payment: The largest possible SSDI payment in 2024 is $3,822 per month. This amount is reserved for individuals who have earned high wages over many years.
• SSI Payments:
  • Individuals: The maximum SSI payment is $943 per month.
  • Couples: For married couples, the maximum payment is $1,415 per month.

Applying for SSI

Applying for SSI requires meeting specific criteria. To be eligible, you must have a qualifying disability, be blind, or be at least 65 years old, in addition to having low income and minimal resources.

Steps:

1. Check Eligibility: Visit the SSA’s website at ssa.gov/apply/ssi to determine if you meet the eligibility criteria.
2. Start Application: Indicate whether you’re applying for yourself or for a child, and select the appropriate category (disability, blindness, or age 65+).
3. Consider SSDI Eligibility: If you might also qualify for SSDI, tick the relevant box.
4. Submit Application: Begin the application process online by clicking on “Start Application.”
5. Contact SSA: If you prefer to apply by phone or have a hearing impairment, you can call the SSA at +1 800-772-1213 or TTY +1 800-325-0778.

Applying for SSDI

The process for applying for SSDI is slightly different and focuses more on your work history and disability status.

Steps:

1. Visit the SSA Website: Go to ssa.gov/applyfordisability to start your SSDI application.
2. Click “Apply for Disability”: This will lead you to the online application form.
3. Complete the Form: Fill out the required information, providing details about your medical condition and work history.

Securing SSDI or SSI benefits can be a lengthy process, but these programs are invaluable financial supports for those unable to work due to disability. If you’re eligible, applying as soon as possible is crucial to avoid delays in receiving benefits. Keep in mind the specific payment dates for September and plan your finances accordingly.

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