SSI Payments Delayed Until Late August – SSDI Payments Will Be Issued First

For recipients of Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI), staying informed about payment schedules is crucial to managing finances. In 2024, the Social Security Administration (SSA) has made some adjustments to the payment dates, particularly for SSI recipients. Here’s a detailed overview of what you can expect for your SSI and SSDI payments in August and September 2024.

Payment Changes

SSI recipients usually receive their payments on the first of each month. However, for September 2024, the payment schedule has been adjusted. Since September 1 falls on a Sunday, the SSA cannot issue payments on that day. Instead, SSI recipients will receive their September payment a little earlier—on August 30, 2024. This change ensures that beneficiaries have their funds before the month begins.

Direct Deposits for August

SSI recipients were the first to receive their direct deposit payments in August. This early deposit is part of the SSA’s routine to ensure that beneficiaries do not experience delays in receiving their much-needed funds. The next SSI payment will not be on September 1 as expected, but on August 30 due to the weekend conflict.

SSDI Payment Schedule

SSDI payments are scheduled based on the beneficiary’s birthdate. Here’s the breakdown for August 2024:

• August 14: SSDI payment for those born between the 1st and 10th of the month.
• August 21: SSDI payment for those born between the 11th and 20th of the month.
• August 28: SSDI payment for those born between the 21st and 31st of the month.

If you started receiving SSDI benefits before May 1997, your payment will follow a different schedule, with the next payment due on September 3, 2024.

Payment Amounts

The amount SSI recipients receive varies depending on their living situation and income. Here’s what to expect in terms of payment amounts:

• Single individuals: Up to $943 per month.
• Eligible married couples: Up to $1,415 per month.
• Essential persons: Up to $472 per month. (An essential person is someone who lives with an SSI recipient and provides necessary care or services.)

The average SSI payment is about $697 per month. For those aged 65 or older, the average payment is typically lower, around $574, as many of these individuals also receive Social Security retirement benefits.

SSDI Payments

SSDI payments are determined by the recipient’s work history and contributions to Social Security before becoming disabled.

• Maximum SSDI payment: Up to $3,822 per month.
• Average SSDI payment: Approximately $1,537 per month as of June 2024.

These amounts can vary depending on the severity of the disability and the individual’s previous earnings. It’s important to note that while the maximum payment can reach nearly $4,000, the average beneficiary will see a more modest amount, reflecting typical earnings and work history.

Combined SSI and SSDI Benefits

Some individuals receive both SSI and SSDI benefits. If you qualify for both, your SSI payment may be reduced depending on the amount of your SSDI benefit. For example, if you receive a small SSDI payment, you may be eligible for SSI to supplement your income. If you’re receiving both, you’ll get your combined payment on September 3, 2024.

Checking the SSI and SSDI payment schedules can be confusing, especially with changes due to weekends and holidays. For August and September 2024, keep in mind the rescheduled dates and plan your finances accordingly.

If you receive both SSI and SSDI, or if your SSDI benefits started before May 1997, be sure to mark September 3 as your next payday. Knowing these details can help ensure that you’re prepared for any changes and can manage your finances effectively.

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