The Canadian Government has introduced a significant benefit aimed at helping families cover the cost of dental care for their children. The $650 Dental Benefits for Canadian children offer tax-free payments to eligible families, providing essential financial support for dental checkups and procedures. This article explains how to claim this benefit twice per child and provides all the details you need to know.
Benefits
The $650 Dental Benefits program was launched by the Canadian Government in 2022 to assist families with dental expenses for children under 12 who do not have private dental insurance. Through this program, eligible families can receive up to 650 CAD per year per child. This amount is meant to help cover the costs of dental checkups and necessary procedures, ensuring that children receive proper dental care regardless of their family’s financial situation.
The program is income-based, with different benefit amounts depending on the family’s net income:
- $650 CAD: For families with a gross income under 70,000 CAD.
- $390 CAD: For families with a gross income between 70,000 and 79,999 CAD.
- $260 CAD: For families with a gross income between 80,000 and 89,999 CAD.
Families with a gross income above 90,000 CAD do not qualify for this benefit.
Eligibility
To qualify for the $650 Dental Benefits, certain criteria must be met:
- Age: The child must be under 12 years old.
- Insurance: The child should not have any private dental insurance.
- Canada Child Benefits (CCB): The family must be receiving the Canada Child Benefit.
- Income: The family’s annual gross income must be under 90,000 CAD.
- Tax Filing: The 2022 income tax return must be filed.
- Residency: The applicant must be a Canadian resident.
These criteria are established to ensure that the benefits reach the families who need them the most.
How to Claim
Families eligible for the $650 Dental Benefits can claim the payment twice per child by following these steps:
Step 1: Access the CRA My Account
Start by logging into the CRA My Account on the Canada Revenue Agency’s (CRA) website. This portal is the central hub for managing your tax and benefit information.
Step 2: Search for Canada Dental Benefits
Once logged in, use the search function on the homepage to locate the Canada Dental Benefits section. This will guide you to the application process.
Step 3: Apply Online
Click on the Apply Online button, which will redirect you to the application page. Here, you will need to provide valid details, including your Social Insurance Number (SIN), family income, and other personal information.
Step 4: Submit Your Application
After filling out the required details, submit your application online. Ensure that all information is accurate to avoid delays in processing.
Step 5: Await Confirmation
The processing of your application typically takes 1 to 2 weeks. Once approved, the funds will be deposited directly into your bank account.
Second Payment Application
To claim the benefit a second time, you must first apply for and receive the initial payment. The application window for the second benefit remains open until June 30, 2024. In cases where parents share custody, both parents can apply for the benefit, and each will receive half of the payment.
Tips for Claiming
If you prefer to apply via phone, you can contact the CRA directly at 1-800-715-8836. Make sure you have essential documents ready, such as your SIN, permanent address, and a copy of your last income tax return, before making the call. These documents are necessary to verify your eligibility and process your application.
Final Thoughts
The $650 Dental Benefits for Canadian children are a valuable resource for families struggling with dental care costs. By following the simple steps outlined above, eligible families can easily claim this benefit twice per child, providing crucial support for their children’s health and well-being.
FAQs
Who is eligible for the $650 Dental Benefits?
Children under 12 without private dental insurance, from families with an income under 90,000 CAD.
How much can I claim under the dental benefits program?
You can claim up to $650 CAD per child per benefit period.
How do I apply for the $650 dental benefit?
Apply online through the CRA My Account or by phone at 1-800-715-8836.
Can both parents claim the benefit if they share custody?
Yes, each parent can claim half of the benefit if they share custody.
When is the deadline to apply for the second payment?
The application for the second payment is open until June 30, 2024.